Thinking of Buying?

It is a buyers market in North County San Diego and Southern Riverside County and just about anywhere else in the country!  In Fallbrook alone there are 192 homes on the market that are under $1 million and are situated on at least 1/2 acre of land.  30 homes are priced between $500,000 and $ 600,000, giving a buyer a lot to choose from.  Of course these statistics change once you narrow down your search with variables such as home size, area of town, landscaping, view, groves, etc.  Many buyers are choosing the Fallbrook/Bonsall area right now because of the perceived value compared with other areas of San Diego, Orange County and Los Angeles.  $300,000-800,000 can buy you an amazing home in this area. 

As far as foreclosures and short sales go, more and more are coming onto the open market every week.  If you are looking for a bargain, now is the time to get started!  Especially if you are willing to do a little work or updating yourself.  Foreclosures are the best deals, but the homes are in a state of neglect.  They typically have been vacate for at least 6 months or more, so most of the landscaping has died.  There are foreclosures in Fallbrook right now for as little as $105k!!  Temecula/Murrieta too....it's incredible what the banks are selling these homes for right now.   

The relationship between homebuyers and Agents must be based on trust, mutual goals and understanding—this is why I always keep your interests first and foremost. I am committed to working in your best interests. I will help you secure the best possible price, with the most favorable terms, in the shortest period of time.  I know the area and the market--I'd like to be your agent.  I take a no pressure approach to sales.  I can show you all homes listed by every agent and can help you weed through the hundreds that are on the market and narrow them down to a reasonable amount.  Email me or call me and I will start my search for you today!

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Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. My services and experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, I also provide listings by email. I pride myself on repeat business and hope you'll come to understand why.

How I Can Help
Before you start looking
Closing Costs

As Your Agent, I Will:

• Assure that you see all the properties in the area that meet your criteria.
• Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
• Make sure you don't pay too much for your new home and help you avoid costly mistakes.
• Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.

Before You Start Looking For Your New Home:

• Check your credit rating. Straighten out any errors before its too late.
• Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
• Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
• Choose a REALTOR® that you trust and who understands your needs.
• Determine what neighborhood best matches your needs.
• Identify important features you need your new home to have.

Closing Costs to Expect:

• Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
• Third-party fees include charges for insurance, title search, and other inspections such as termites.
• Government fees include deed recording and state & local mortgage taxes.
• Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.

Find out how much your closing costs could be.

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